When it comes to making credit decisions, the payment history is a leading indicator of what the future will bring. To turn payment history into exploitable information, D&B has developed the Dynamic Delinquency Score (DDS). The DDS estimates a company's future payment performance hence indicates how quickly your customer is likely to pay you.
Knowing how a company or business has paid other creditors provides excellent insight into the payment behaviour your customer is likely to exhibit - dramatically reducing the risk of delinquency or non-payment.
The report enables you to analyse the company's payment habits, calculate the probability that the company will pay a trade account in a "severely delinquent" manner (90+ days beyond terms) within the next 12 months. Also includes comparisons to other companies within the same industry.
With immediate access to Australia's largest business database, D&B's Express credit reporting service offers you instant access to a range of reports for low, medium and high risk business decisions.