DNB creditgate
Australia

About Credit Risk for Businesses


D&B gives you knowledge about your customers via instant access to in depth & accurate information on over 2.8 million Australian and New Zealand businesses.

Once you have found a new customer and receive a commitment to purchase, you must make sure that this business opportunity will not become an unprofitable relationship. New customers may agree to do business with you but this does not mean you will get paid on time or will get paid at all.

Delinquency costs cash

Bad payers reduce your organisation cash flow, which could be used for growing your business. Bad payers make you consume internal resources, not only to recover overdue amounts but by putting increased pressure on sales, to make up for the loss. To view chart click here 2

Wasted resources continually erode your cash flow and ultimately impact on your bottom line. The pursuit of excellence in minimising bad and doubtful debt is D&B's core competency and benchmark of strength. We strive to make all your business opportunities profitable relationships.

The more you know

One word that describes the success of your credit decisioning process is "knowledge". The more you know about your applicant the more risk you eliminate. D&B gives you knowledge about your customers via instant access to in depth & accurate information on over 2.8 million Australian businesses (85 million worlwide). This knowledge is enhanced with sophisticated credit scoring models, allowing immediate credit decisioning on each of your customers. D&B preserves this valuable knowledge overtime by monitoring the behaviour of your customers against adverse changes.

Embedding D&B

By embedding D&B in your credit risk operations, you are able to verify your customers' identity, assess their credit worthiness and predict long-term stability. D&B offers manual and automated decision processes with single or multiple entries, for Australian and overseas applications. D&B provides insightful solutions to facilitate your day-to-day decision-making and streamline your application decisioning to make sure only valuable, profitable applicants become part of, and remain in, your customer portfolio.

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