Manual online processing
D&B offers customers easy and instant access to the full range of credit
decisioning solutions via Creditgate, the sophisticated online ordering system.
Using your unique access details, including subscriber number, password and user
identification code you can access the worlds largest, most insightful
database. The D&B database, holds information on over 85 million global
businesses, 2.8 million of which are Australian. From simple verification
tools, such as the D&B Commercial Business Enquiry, through to full,
in-depth, analytical products like the D&B Report, all the business and
consumer credit information you need to make fast and confident business
decisions is available 24 hours a day, 7 days.
Select your preferred delivery method, such as view on screen, e-mail or fax or
via CreditGate Mailbox. The CreditGate Mailbox provides a secure personal
folder storing all business information reports ordered by yourself and other
users within your organisation for 12 months from the original order date. The
CreditGate Mailbox is time and cost effective as it eliminates the risk of
duplicate report ordering between subscribers and/or offices.
Automated Credit Decisioning
Consistent, accurate credit decisions in seconds
Automate your credit application processing and decisioning to help you drive
revenue growth, reduce credit risk and maximise your cash flow. Among the
multitude of challenges facing credit organisations today, one stands above the
rest: Increasing top line revenues, while maximising the available resources to
manage the associated credit risk.
Automation overcomes this challenge.
Automated credit decisioning provides quick, consistent results whilst enabling
your resources to focus on difficult or higher-value transactions.
D&B enables Automation by introducing Censeo
- D&B Censeo
automates the end-to-end credit decision process including
information access, scoring, credit recommendation, notification
of decisions and monitoring - allowing informed credit decisions
to be made at the point of sale, in a fraction of the time
- D&B Censeo
is customised to your exact credit policies.You can set your own
decision strategy by specifying unique policy and business rules
that will automate your credit decisioning.
- D&B Censeo is available on the web based ordering
system CreditGate to process credit applications confidently, enabling you to
minimise risks, capture more profitable opportunities while reducing costs.
Censeo revolutionises the credit decision making process by automating each
step, making end-to-end, instant decisions a reality.
More efficient credit operations
- Organisation-wide consistent credit risk assessment
- Blend applicant data, bureau data &credit policy rules
- Free up resources to focus on difficult or higher-value transactions while
saving time, paperwork and phone calls required for manual credit checks on low
- Easy to start with real time web access across your organisation
- Rapid implementation with no system maintenance
- Delegate credit evaluation duties to staff with greater confidence
- Monitor accounts that require immediate attention with D&B Internet Alert
- Instant access to accurate and in depth information on over 2.8 million
businesses in Australia & New Zealand
- Generate a Credit Limit recommendation
- Customised credit policy, business rules &scorecards
- Dynamic workflow enabling flexible decisioning process
- Storage of decisions, credit limit and bureau information for financial
- High volume of decision processing
- Provide quick response to customer enquiries while reducing abandonment
- Upsell at the point of contact through quick credit line approval
- Pre-qualify prospect before customer calls/visits ensuring maximum revenue
CENSEO Flyer (AU) - 295KB
Data Integration Toolkit
Host 2 Host
Automate the integration of D&B information directly into your systems or
B2B e-commerce applications by creating your own, unique application to
interface with D&B. D&B's Data Integration Toolkit is an easy and
flexible way to build access to the business intelligence you need. The toolkit
makes integrating data directly into your own systems and applications easy and
It uses standard XML Internet messaging technologies enabling you to access
enterprise-wide business intelligence quickly and efficiently. Using your own
unique and powerful interface, you'll be able to order, capture and share
D&B's world class data into your host environment - into the hands of the
people making day to day decisions, to increase productivity. You can even
automate your systems to free up valuable resources or support transactions via
your B2B application where it's critical to know who you are dealing with.
Data Integration Products have been designed specifically for integration,
enabling you to minimise local and regional differences and select just the
information you need to perform specific functions, from a simple Commercial
bureau enquiry to more complex decision support or vendor management
activities. The process is based on data designed for integration so you can
automate the monitoring and updating of your whole portfolio, rather than just
focussing on the high-risk cases.